Compare The Market Or Go Direct For Car Insurance?

Is Direct Car Insurance cheaper than comparing car insurance?

The cover is exactly what it describes.
You go direct to the insurer and buy the car insurance cover straight from the Insurer.
The perceived benefits of going direct from the insurer are that in many cases the car insurance quotes offered to you will often be less than if a customer bought offered by an intermediary.
However,occasionally this is not the reality!.
The downside is that if you buy direct from an insurer you lose out on the benefits of when you compare car insurance quotes from alot of suppliers on for examples a car insurance quote comparison website.

Many of the direct car insurance companiescan make savings in insurance intermediary commissions and lead fees, which many do pass onto their customers in discounted premiums or advertising ‘offers’ such as offering 12 month’s insurance for the price of just 10 months, or throwing in some more covers for free, such as breakdown insurance.
The advertising bribes should always be viewed sceptically by a prospective purchaser of a motor insurance policy.
It might be that the real costs of the ‘marketing ploy ‘ are secreted within the base rates of the car insurance quote offered.

With so many different types of car insurance distribution points available nowadays it is sometimes difficult to know whether you are buying your cover from a direct provider, or not. How do you know that the people you are thinking of buying car insurance from are not car insurance affiliates?

How to contact a direct Insurer.

You can take out direct insurance either by picking up the phone and diallng a car insurance company that you found in yellow pages. One such company in the UK is Adrian Flux who can be contacted direct on 0800 089 0182

Or Alternatively by searching on the World Wide Web where you have access to many alternative types of direct car insurance providers.

These direct car insurance sites also include providers of specialist car insurance and speciality car insurance.

Whichever way you prefer to purchase, make sure you understand, whether you are dealing with a direct car insurance company or one of the many other middleman that exist. If you don’t it could cost you more than it should!

However you choose to buy your car insurance it should always be with what is correct for your individual requirements. You should always compare car insurance quotes on a like for like basis. If one policy is being offered for a few hundred cheaper than a competitor, you should check carefully the cover levels in the policy wording, and compare the limits of indemnity.

If you need specialist advice in deciding what insurance are needed.
It is simple to call a specialist broker or direct car insurer and they will be able to explain exactly what they are offering.

Check out these car insurance auctions at eBay:

1961 Car Salesman Morris Baron MONY Insurance Photo Ad